Now, what if your target investment fumble? In making the investment it is difficult to guess exactly how it will gonna be, because it's all related to social conditions, economic and political, but it does not mean you can not overcome. One alternative way is to make a move (switching) from one kind of mutual funds to another mutual funds or other investments.
But of course once you find out what factors are causing the target was not reached. If the causes are from outside of the investment company, you do not need to move within 1 year. This is because the conditions will be fine expected soon and the value of the investment will return to the track. But if it's in the company that was not good in the management of the funds, may be it's better to move to the other fund or investment managers.
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