One of the anticipations of risk you can do is to take some insurance. Buy insurance is highly suggested for your personal financial planning. Below I will tell the various risks that may happen to you, and insurance to anticipate them.
1. Death
Risk of death can happen unexpectedly at any time. If the deceased was alone, would not be a problem. Troublesome if the dead still had dependent children or other family members. How would their fate? From where will they could eat and pay school fees?
If you currently have people who live depend on your responsibility, of course, taking a life insurance worth considering. If there is life insurance, then the people you leave behind will get some insurance money he could use to finance his life. So, there is a third party that will "keep" the people you leave behind.
There are many insurance companies that provide this service. All are trying to provide the best service with various other inducements. You do not need to rush for choosing them. Use your time to comparing life insurance and select which companies provide the best offers and services.
2. Accident
Wherever you are, the risk of accidents would still be there. You get on a plane, train, ship; even the slightest chance is always there.
What happens if you have an accident? You will usually be taken to the hospital. You will also stay if the injuries need to care for a long time. Worst thing is you will be disabled. It could be one of the organ of your body is not working. As a result, you can no longer work and earn income.
Therefore, to anticipate these risks just take the accident insurance. This insurance provides insurance money if you have an accident that must be admitted to the hospital, disability, or even death. Just as death or life insurance, there are many companies that offer accident insurance. Generally, they provide an affordable premium.
3. Illness
Pain is expensive. If you're sick, you should at least go to the doctor so that any consulting fees that you pay. Not to mention drugs and if admitted to the hospital. Some hospitals have now asked for a deposit before you get treated. Not to mention if you have surgery.
In case of this situation, you can take health insurance. Compared to a few years ago, now more and more insurance companies sell this product. There are products that provide hospital reimbursement, or replacement plus reimbursement of outpatient hospital, plus medication too. Now, it is your turn to determine the best options to suit your needs.
4. Accidents on the house
Lately we often watched the news of the fire. Well, if disaster struck the home you live in now, imagine what will happen. In fact, not everyone has enough money to rebuild their affected home. There is also insurance available for this type of accident. Usually the price is quite affordable.
5. Accidents on Vehicle
You have a car or motorcycle? Your vehicle also has the possibility of accidents. If the risk of accident is quite big, it is worth to take the vehicle insurance. Moreover, your car is to support you in making a living. If you insure your car, when there is damage then the insurance company will bear it.
In conclusion, there is a variety of insurance you prioritize. Then, you can decide, whether to take some or indeed all of them require. You know exactly the condition of yourself.
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