How to shopping that fit our needs?

The money that we earned from working activities is used for shopping at last. But, if one misuse his money, it can be very frustrating.

We really do have to carefully use the money, either to buy goods or pay for services. Everyone should be able to measure their own needs. Measuring expenditure needs to be conducted so that we do not get stuck at a mere shopping desires and passions. So, shop for something that is becoming your truly needs.

Therefore, before utilizing the money, we must determine what our needs at that time. We also have compiled a list of needs according to priorities.

After compiling a list of needs, we must draw up a flow tracking money or cash flow records. This method aims to measure our financial capabilities before spending it.

Well, after that we must ensure that the goods actually our needs, or just sheer desire.

How to measure it? If the goods or assets that we purchase can produce more assets, it means that assets are needed.

Generally, we are shopping goods because of stimulants such as cheap prices or there is a promotion program. If we do need the item and there are sufficient funds, please just bought it. But, if only the pursuit of cheap, meanwhile in our home, we already has a lot of similar items, do not ever buy it.

Do not ever hesitate to compare prices from one store to another store. With the same benefits value, but with lower costs, it means we are saving money. We can divide shopping needs into two categories.

First, the daily needs shopping, such as shopping for food. Second, larger needs that the frequency of purchase is rare, but it has big value.

Before shopping for everyday needs, we must adapt to the needs of all family members. Do not shops for everyday needs exceed the consumption because some products can be damaged if stored too long.

We must also take into account the lifetime of a product before buying new car or electronic goods. So it's not right if we buy electronic goods simply because there is a discount program or because the goods were the latest models.

Shopping for clothes is actually just need to do three to six months, so do not buy clothes once a month. In fact, many of us are buying new clothes every month. As long as it is suitable to be used and not out of style, we do not need to buy new clothes.

Thus, let us properly do shopping things that only really needed. And we could save more money and managing our personal financial planning better.

Related Post