1. Late of paying bills.
A fine with a small number of impressions is often neglected. But after a long time, it would be a lot of money. Try to always on time in paying electricity bills, telephone, internet, or your credit card. Use the calendar reminder feature on the phone, if you are forgetful type. If the bill is yet to come and bill deadline is near, you should contact the company to determine the amount of the bill, especially for credit cards. Late of payment means not only pay the penalty, but also have to pay the interest.
2. Nonsense purchase.
Sometimes when we buy clothes, actually we do not need it. We buy clothes just because the model is nice and new. Yet, in the end we only wear it once or twice only, or even never at all and just kept in the closet.
3. Too often to eat in restaurants.
This is a hidden waste that is not felt. It is not mean that you are prohibited to have eating out or having coffee with friends after work. But you have to know your limits and if it exceeds the monthly allocation, no other ways except compensate by reducing other expenditures. For example, try to occasionally bringing your own lunch from home, made by your wife or yourself.
4. ATM fees.
You often faced with a situation that there is no ATM of your bank and you have to withdraw money from ATM of other bank with charged. Don't get used to it. Try as much as possible to withdraw money at no cost. Learn the offers from your bank. Some banks offer free transactions with certain conditions.
5. Impulsive buying.
Discounts or credit card promotions are often the weak point of a woman when shopping. Promotion of buy one get one, extra discounts when shopping for a certain amount, or a special gift with special expenditures are often an irresistible offer. It sounds like a classic, but are you really need it? Imagine how many items in your closet that have not been used, even once.
6. Use a car for a short distance.
Go to the supermarket that is only two blocks from home would not need to use a car. Try to walk or ride a bicycle to get to a place that is still accessible and need affordable energy. Besides saving, you also help reduce pollution from car exhaust.
7. Waste of power.
Turn off electrical appliances or lights when not in use. This sounds trivial, but it will feel when you pay your electric bill.
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