Onlinebanking tips

In this post we will talk about facility that most of people already use it for any money transaction. It is online banking. Since entering the internet era, all transaction can be done just by one click. People can just send money, shopping, etc on the internet and pay all bills through online banking facility.

Currently, most banks offer online banking, a service that lets you control the movements and the balance of your account, pay bills and transfer funds between accounts online. Double check if your bank charges a monthly fee for using online banking services. You can use your personal computer (if you have one) or a work computer, an Internet cafe or public library. It is very important to be mindful of safety when entering online banking, hence, ensure that:

1. It is underway on the secure website of your bank and not another site that has appeared on the screen of your computer that resembles the site of your bank (the best way to access your account is to type the Web site address your bank directly in the browser bar instead of using search engines or click pop-up pages);

2. Your computer has updated the antivirus and anti-spyware programs to detect and remove harmful spyware;

3. Maintain personal information and your account confidential and difficult to "guess" for offenders;

4. If you receive an email on your account, verify it really comes from your bank and not a cyber crook before responding. Better yet, do not answer anything. Call or visit your bank to discuss the consultation. A bank never would request your ID or password online via e-mail alerts.

Identity theft is committed when someone steals personal information about you and uses it to carry out financial transactions such as obtaining credit cards, shopping, or even rent an apartment or buying a car.

When you open an account, a representative of the customer service will tell you how to perform transactions through online banking. You will need to visit the bank's website and enter your username and password to access your account. Always make sure you have typed the correct address of the website to make sure you are using the official website of the bank to carry out any operation.

Once you have logged into your account, you can pay bills, handle bill payments and account history, check balances and account activity, transfer money between accounts and send questions by e-mail to a bank representative.

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