Car Insurance

Every human action may pose a risk. This risk depends on a variety of activity that you do. In terms of insurance, risk is the possibility of loss will be experienced by someone resulting from the harm that may occur. But it is still unknown when it happened and what will happen.

In order to facing those risks, we need proper preparation and protection. Thus, the importance of insurance is increasingly seen as someone stricken by disasters. The accident was not desired by everyone. But who could resist such a disaster, unexpectedly appeared in front of the eye. So be grateful to those who already take insurance. You don’t need to look for money to repair houses damaged or flood-damaged cars. Simply submit claims to insurance company, and you will receive compensation.

With the frequent occurrence of natural disasters such as floods and fires, makes people began to look at insurance as a primary option for reducing losses from risks that may occur in the future.

However, these risks can be handled. At least, risk can be transferred to other parties. Do not be surprised, if there are some people that despite the loss of property, ranging from cars to even a home, seemed calm. All the risks may have been moved to the insurance company. Thus, the insurance company who will bear all the risk experienced.

Car insurance is intended to protect from the threat of unforeseen hazards such as collision, theft of car parts or even the car itself stolen. By protecting a car with insurance, we can drive a car with a sense of calm and safe to travel anywhere.

Type of car insurance coverage consists of:

- Combined Insurance (Comprehensive) or All Risk
- Guarantee of losses resulting from large and small accidents or loss.

Total Loss Insurance (Total Loss Only / TLO)

Guarantee of losses resulting from an accident with damage to a minimum 75% of the price insured or the vehicle lost.

In addition to basic protections such as the above, car insurance also provides an extended coverage, such as law liability to such third parties and passengers, riots (strike, riot and civil commotion), natural disasters (act of God), etc.

Currently, it is very easy for you to get car insurance with an attractive and appropriate to the needs. There are many insurance companies are competing by offering attractive programs. People are now showing more awareness to protect their belongings from the possibility of danger. Even though, we also have to manage our financial planning and cash flow, regarding the insurance premium that has to be paid.

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